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This topic is all too familiar—scams.

Whether they come through your email, social media, or even your phone, scammers are always finding new ways to trick people out of their hard-earned money. But don’t worry! With the right strategies, you can protect yourself from falling victim to these schemes.

In this post, we’ll cover 8 foolproof ways to avoid scams today and maybe forever.

Think You Can Spot a Scam? Scammers Are Getting Sneakier—Here’s How to Stay One Step Ahead!

Scammers are constantly evolving, but you can outsmart them by staying informed and using these 8 simple strategies to protect yourself.

1. Don’t Click on Suspicious Links

One of the most common scam tactics is phishing—sending you a link that looks legit but actually leads to a fake website designed to steal your information. Whether you get the link via email, text, or social media, don’t click it unless you’re 100% sure it’s from a trusted source.

Tip: Hover over the link to see the full URL before clicking. If it looks fishy, avoid it!

One Click Could Cost You Big—Always Double-Check Links Before Clicking

Phishing scams are on the rise, and all it takes is one click to hand over your personal information. Stay vigilant.

2. Verify Before You Trust

Scammers often impersonate companies, friends, or even government agencies to trick you into sharing sensitive information. Always verify before you trust.

Tip: If you get a suspicious email or phone call claiming to be from your bank, hang up and call the company directly using a number from their official website.

Trust, But Verify—Even Familiar Names Can Be Spoofed

Just because it looks like it’s from someone you know doesn’t mean it’s legit. Always take a moment to verify the source.

3. Use Multi-Factor Authentication (MFA)

Adding an extra layer of security with multi-factor authentication can make it harder for scammers to access your accounts, even if they manage to steal your password.

Tip: Enable MFA on all important accounts—especially email, banking, and social media.  We recommend using Application MFA (like Google or Microsoft Authenticator) whenever possible.

Double Your Protection with Multi-Factor Authentication

Even if scammers get your password, MFA makes sure they can’t get into your accounts easily.

4. Don’t Share Personal Information Publicly

Scammers can use details like your birthday, address, or even pet names to guess passwords or security questions. The more personal information you share online, the easier it is for them to gather intel.

Tip: Review your social media profiles and remove any personal info that could be used against you.  Delete old accounts you no longer use.

Keep Your Personal Info Private—Scammers Are Watching

Don’t make it easy for scammers to guess your passwords or security questions. Protect your privacy by sharing less online.

5. Look for Red Flags in Payment Requests

Any time someone asks you to pay with gift cards, wire transfers, or cryptocurrency, be suspicious. These payment methods are hard to trace and often signal a scam.

Tip: Legitimate companies and agencies won’t ask for these kinds of payments. Always insist on secure, traceable payment methods like credit cards.

Gift Cards Are for Gifts, Not Payments—Beware of Unusual Payment Requests

If someone asks you to pay with a gift card or wire transfer, it’s probably a scam. Stick to secure payment methods.

6. Keep Your Software and Devices Updated

Outdated software can have security vulnerabilities that scammers exploit. Regularly updating your devices ensures you have the latest security patches, making it harder for scammers to hack into your system.

Tip: Turn on automatic updates for your operating systems, apps, and antivirus software.  For your work computers – leave them online after hours to get updates!

Updates Aren’t Annoying—They’re Essential for Your Security

Don’t ignore those update notifications. Keeping your software up-to-date can stop scammers from exploiting your devices.

7. Beware of Too-Good-to-Be-True Offers

Scammers often lure victims with promises of free money, vacations, or prizes. Remember, if something sounds too good to be true, it probably is.

Tip: If you’re asked to provide personal info or payment to claim a prize, it’s likely a scam.

Free Money? Not Likely—Avoid Offers That Seem Too Good to Be True

Scammers know how to play on your hopes. Stay realistic and avoid anything that seems overly generous or easy.

8. Educate Yourself and Stay Informed

Scams are constantly evolving, which means it’s important to stay educated about the latest tactics. Follow reputable sources for updates on new scam methods.

Tip: Bookmark sites like the Federal Trade Commission (FTC) and local consumer protection agencies for regular scam alerts.

Knowledge Is Power—The More You Know, the Better You’re Protected

Scammers are always finding new ways to deceive people. Stay ahead by staying informed.

Conclusion: Stay One Step Ahead of Scammers

With scammers becoming more sophisticated every day, it’s essential to take steps to protect yourself. From being cautious with links and payments to staying informed about new threats, these 8 tips will help you avoid scams and keep your hard-earned money safe. By staying vigilant and making smart choices, you can outsmart scammers today—and maybe forever.

Ready to protect yourself from scams? Start implementing these tips now and keep your personal information and finances safe. You’ve got this!

Stay secure, stay savvy, and keep pushing forward.

Thanks for reading!